Finance Your Lab

In partnership with Braemar Finance we can offer a wide range of finance solutions to help you manage and spread the costs of any of our equipment or services. Hire Purchase and Leasing are the most popular methods of finance and we have outlined a brief summary below. For further information please contact either Techceram or Braemar Finance.

Hire Purchase solutions designed to help

A Hire Purchase agreement allows outright ownership of the asset at the end of the agreement term. In addition the asset may potentially be claimed against your taxable profit, under your Annual Investment Allowance, which is an advantageous tax benefit that should be explored.

Benefits of Hire Purchase include:

  • Expenditure may be allowable against taxable profit within your Annual Investment Allowance in the year of purchase to the sum of £200,000
  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation – existing funds can be used elsewhere
  • Interest charges can be offset against profits for taxation
  • Outright ownership on completion of the agreement

Leasing solutions designed to help

Keeping capital intact with no initial outlay, leasing may be the finance solution that suits your business. With affordable monthly payments leasing is a tax efficient method of acquiring the assets your business requires to succeed.  

Benefits of Leasing include:

  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation – existing funds can be used elsewhere
  • No upfront deposits required
  • Protection of existing credit lines, making any further borrowing easier
  • Fixed payments – tailored to suit your individual circumstances
  • Tax efficient – repayments may be offset against taxable profit
  • Up to date equipment – be ahead of your competitors